Almost half of all Americans may be impacted by the Equifax breach.
In light of Equifax's security breach, which exposed million's of American's data, what are your options to protect yourself? But if you are really anxious about your credit being misused, this works.
Equifax told NBC DFW they are experiencing a high volume of requests for security freezes and are experiencing technical issues. If you have any questions or concerns, please get in touch with me, I'm happy to help as much as I can. If it's at risk, freeze your credit.
According to Equifax, the breach lasted from mid-May through July 2017. If you get an account statement for an account that you did not authorize. So, I recommend that you just assume your information was breached and take steps to prevent any further damage.
They'll offer for you to enroll in a credit protection service for free, but that service is through a subsidiary of Equifax - the company that botched your info in the first place.
Promptly report this to the account provider.Having a credit application denied when there is no reason to believe there is a problem with the credit history. They also should monitor their credit and debit card accounts for unauthorized transactions. It also said there was no evidence that the breach involved its "core consumer or commercial credit reporting databases".
If you believe you're a victim of identity theft the Colorado Bureau of Investigation has a toll free 24 Hour Identity Theft and Fraud Hotline at 1-855-443-3489 .
The Equifax breach could have a ripple effect for years to come, with scams already in the making, so security experts said the best time to let your guard down is never. It warns creditors that you may be an identity theft victim and will make it more hard for someone to open credit in your name.
By now, you've heard about the breach of the financial records of Equifax, the credit reporting bureau.